Home » Business Insurance » Commercial Property Insurance

Commercial Property Insurance in Ontario

Q: How can Duliban Insurance Brokers assist in finding the best commercial property insurance?

Duliban Insurance Brokers specialize in finding the right commercial building insurance in Ontario for your business. We work with a wide range of insurance providers to compare options and customize your policy to your specific risks and needs, ensuring comprehensive coverage and peace of mind for your business. Call us at +1 855-385-4226. The manager will answer all your questions and help you with the commercial property insurance quote.

Your business is more than just a building. Whether you own, lease or rent your space, protect all your valuable assets with affordable coverage that make sense for your bottom line.

Affordability for Your Day-to-Day

Our expert team understands the value of your business property, and we’re here to tailor a comprehensive insurance plan that safeguards your investments, ensuring your operations hold up amongst a changing landscape.

qualifications

Who Needs Commercial Property Insurance?

This coverage is essential for businesses of all sizes and industries, to ensure the continuity of operations even in the face of unexpected events.

Retailers Insurance

Stores, shops, and boutiques.

Restaurants Insurance

Eateries, cafes, and dining establishments.

Manufacturers Insurance

Companies involved in production and manufacturing.

Retailers

Stores, shops, and boutiques.

Restaurants

Eateries, cafes, and dining establishments.

Manufacturers

Companies involved in production and manufacturing.

Service Providers

Professional services firms, healthcare providers, and consultants.

Service Providers Insurance

Professional services firms, healthcare providers, and consultants.

Tech Companies Insurance

Software developers, IT firms, and technology startups.

Industrial Businesses Insurance

Warehouses, factories, and distribution centers.

Tech Companies

Software developers, IT firms, and technology startups.

Industrial Businesses

Warehouses, factories, and distribution centers.

Office-Based Businesses Insurance

Small businesses, corporate offices, and startups.

Office-Based Businesses

Small businesses, corporate offices, and startups.

Coverages

Get covered and stay covered, with a comprehensive policy.

Optional Coverages

We provide a series of optional coverages to help better protect your investment.

Commercial Property Insurance in Ontario

Commercial property insurance is a fundamental type of coverage for businesses, helping to protect the physical assets of a company from unexpected events. In Ontario, where businesses thrive across various industries, having this type of insurance is critical to ensuring that a company can recover from financial losses caused by damage to its property.

Whether you own a large manufacturing plant, a retail store, or a small office building, commercial property insurance is designed to safeguard your business investments and maintain your financial stability.

What is Commercial Property Insurance?

Commercial property insurance is a vital form of business coverage that protects a company’s physical assets against loss or damage caused by a wide range of risks. Whether you’re a small business owner with a single storefront or manage multiple locations across Ontario, having the right property insurance in place can mean the difference between a swift recovery and a major financial setback. This type of policy safeguards both owned and leased spaces, ensuring that operations can resume quickly after unexpected events.

Covered assets typically include:

Buildings and structures, whether you own or lease them
Furniture, fixtures, and equipment used in daily operations
Inventory and stock held on-site or in storage
Outdoor elements, such as landscaping, fencing, and signage
Specialized tools, machinery, and technology, including computers and manufacturing equipment
Valuable documents and business records, both digital and physical

Commercial property insurance in Ontario is designed to protect against a range of threats that could cause physical or financial harm to your business. This includes common risks like fire, smoke damage, vandalism, burglary, and severe weather events such as windstorms or hail. Many policies also offer protection against accidental damage, water damage, and some forms of business interruption, helping your business maintain continuity and cash flow while repairs or replacements are underway.

For businesses that own office buildings, retail spaces, warehouses, or multi-use facilities, commercial building insurance in Ontario is particularly essential. It provides structural coverage tailored to the specific needs of commercial real estate, including coverage for the building’s exterior, systems (HVAC, electrical, plumbing), and any attached structures. Landlords and property managers also rely on this type of insurance to meet tenant expectations and protect their investment properties.

Choosing the right policy involves more than just checking a few boxes. A knowledgeable commercial property insurance broker can help assess your unique risks, evaluate the value of your physical assets, and compare quotes from multiple insurers to find the best fit for your budget and business type. Their expertise is especially valuable when navigating policy exclusions, understanding deductibles, or bundling commercial property insurance with other essential coverage like liability or business interruption insurance.

Whether you run a retail shop, manufacturing plant, office space, or service-based business, commercial property insurance helps you stay resilient in the face of unexpected loss. It’s not just about protecting your premises – it’s about securing your business’s future. If you’re unsure where to begin, partnering with a trusted broker specializing in commercial property insurance in Ontario can ensure you receive tailored guidance, competitive rates, and complete peace of mind.

Types of Properties Covered

Commercial property insurance in Ontario applies to a broad range of properties including:

Office buildings
Retail stores
Warehouses
Manufacturing facilities
Restaurants and hospitality venues
Apartment buildings or multi-family residential properties

Depending on the nature of your business, the coverage can be tailored to fit the specific risks that your commercial property may face.

What is Covered by Commercial Property Insurance?

The extent of your commercial property insurance coverage depends on the specific policy and your business needs, but generally, it includes:

Building Coverage: Protects the physical structure of your property from damages caused by incidents like fire, lightning, or other disasters listed in your policy.
Contents Coverage: This includes the inventory, furniture, and equipment housed within the building. For instance, if your office equipment or retail stock gets damaged in a fire, this coverage can help replace those items.
Business Interruption: Some commercial property insurance policies may include coverage for loss of income if your business operations are interrupted due to property damage. For example, if a fire forces you to temporarily close your business, this coverage helps replace lost income during the downtime.
Equipment Breakdown: Coverage for sudden and accidental damage to key machinery or systems like air conditioning units, elevators, or production equipment.
Natural Disaster Coverage: Many policies offer coverage against weather-related damages, including those caused by snowstorms, windstorms, and flooding (if included as an optional coverage). In Ontario, this can be essential for businesses exposed to harsh weather conditions.

When is Commercial Property Insurance Necessary?

Commercial property insurance is necessary whenever your business owns or leases property. Here are some specific scenarios where commercial building insurance in Ontario becomes crucial:

Owning a Commercial Building: If you own a business property, you must have commercial building insurance in Ontario to protect your investment. Whether it’s a factory, retail space, or office, unforeseen incidents like fires, floods, or vandalism can cause substantial financial strain.
Leasing a Property: Even if you rent or lease your workspace, your landlord’s insurance likely only covers the building itself, not your business’s equipment or stock. You’ll need insurance to protect the contents of your rented space.
Business Interruption Risks: For businesses that can’t afford downtime, such as retail stores or restaurants, having coverage that includes business interruption protection is essential. This ensures that if property damage forces your business to close temporarily, you won’t lose income.
Contractual Requirements: Many landlords and business partners require businesses to carry commercial property insurance as part of lease or partnership agreements. This ensures that both parties are protected from liabilities in the case of property damage.

Advantages of Commercial Property Insurance

Having commercial property insurance in Ontario comes with several key advantages, especially for business owners looking to protect their assets and ensure long-term financial security.

Financial Protection Against Losses

Without commercial property insurance, your business may face significant out-of-pocket expenses to repair or replace damaged property. Insurance provides the financial backup necessary to rebuild and recover after an incident.

Business Continuity

In the event of severe damage, such as a fire or flood, the cost of repairs combined with a business shutdown can be overwhelming. Business interruption coverage ensures that you continue receiving income while repairs are made.

Peace of Mind

Knowing that your property and assets are protected allows you to focus on running your business without the constant worry of potential disasters. It gives business owners the peace of mind that their investment is safe, even in the face of unexpected events.

Customizable Coverage

Commercial property insurance can be tailored to meet the specific risks your business faces. For example, if your business deals with expensive machinery or valuable inventory, your policy can be adjusted to offer additional protection for those assets.

Why Work with a Commercial Property Insurance Broker?

Choosing the right commercial property insurance broker is a critical step in ensuring that you get the most comprehensive coverage at the best price. Here’s why working with a broker like Duliban Insurance Brokers is advantageous:

Expert Guidance: Navigating the world of insurance can be complicated, especially with the variety of policies and coverage options available. Our experienced brokers at Duliban Insurance will help you assess your business’s unique risks and find a policy that provides optimal protection.
Tailored Solutions: As a leading commercial property insurance broker in Ontario, Duliban Insurance offers personalized service to ensure that your policy is custom-fit to your needs. We take into account the specific characteristics of your business and provide coverage options that reflect those needs.
Access to Multiple Insurers: Instead of being limited to one insurance provider, our brokers have access to a range of insurers. This allows us to compare different policies and pricing options, ensuring that you get the best deal on your commercial property insurance.
Ongoing Support: Your business evolves, and so should your insurance. At Duliban Insurance, we provide ongoing support to review and update your policy as your needs change. Whether you’re expanding to new locations, upgrading equipment, or making other business changes, we’re here to adjust your coverage accordingly.

How to Get Started with Duliban Insurance Brokers?

Ready to protect your business with the best commercial property insurance in Ontario?

Step 1: Contact Us for a Free Consultation

Reach out to our team at Duliban Insurance for a no-obligation consultation. We’ll discuss your business, assess your property, and understand your unique needs to recommend the best insurance coverage.

Step 2: Receive a Customized Insurance Plan

Based on the information gathered during the consultation, our brokers will develop a customized commercial building insurance plan that suits your property and business operations.

Step 3: Compare Quotes

We’ll provide you with quotes from multiple insurance providers, helping you make an informed decision. Our goal is to ensure that you get the best coverage at the most competitive price.

Step 4: Secure Your Insurance Policy

Once you’ve chosen the right coverage, we’ll handle the paperwork and guide you through the process of securing your insurance. You’ll have peace of mind knowing your commercial property is protected.

Step 5: Ongoing Support and Policy Reviews

We’re committed to providing excellent customer service, which includes periodic policy reviews to ensure your business remains adequately covered as it grows or changes.

Contact Us Today

Commercial property insurance is an essential safeguard for any business operating in Ontario. It offers critical protection against risks that could otherwise lead to costly repairs, loss of income, or even closure. Whether you own a building or lease a space, this insurance ensures your business can recover from damages and continue thriving.

Partnering with an experienced commercial property insurance broker like Duliban Insurance gives you the advantage of expert advice, tailored coverage, and ongoing support. Get in touch with us today to secure the right insurance solution for your business and protect your investments.

Call us at +1 855-385-4226.

Frequently Asked Questions

We have collected the most relevant questions and answers about commercial property insurance in Ontario for you.

What types of properties are covered under commercial property insurance?

Commercial property insurance in Ontario provides coverage for a wide range of business properties. This includes office buildings, retail stores, warehouses, factories, and even outdoor assets like signage, fences, and other structures related to your operations.

Is commercial property insurance different from homeowners insurance?

Yes, commercial property insurance is specifically designed for businesses, covering properties that are used for commercial purposes and the unique risks they face. In contrast, homeowners insurance is meant for residential properties and covers personal assets and liabilities.

Are there exclusions in commercial property insurance policies?

Yes, certain risks may not be automatically covered under a commercial property insurance policy. Common exclusions include damage caused by earthquakes, floods, and certain types of equipment breakdowns. However, these exclusions can often be addressed by adding optional coverages or endorsements to your policy.

What factors should I consider when choosing a deductible for my commercial property insurance policy?

When selecting a deductible for your commercial building insurance in Ontario, it’s important to weigh your business’s financial situation and risk tolerance. A higher deductible can result in lower insurance premiums, but it may also mean a higher out-of-pocket cost if you need to file a claim.

Why is commercial property insurance important for businesses in Ontario?

Commercial property insurance in Ontario is crucial for safeguarding your business against financial loss due to damage or destruction of property. Whether it’s caused by fire, theft, or weather-related incidents, this coverage helps businesses recover quickly and continue their operations with minimal financial disruption.

How can a commercial property insurance broker help me find the right coverage?

Working with a commercial property insurance broker can help you find the most suitable policy for your business. Brokers, like those at Duliban Insurance, have access to multiple insurance providers and can compare options to ensure you get the best coverage at a competitive rate, tailored to your specific business needs.

Is commercial property insurance required by law in Ontario?

While commercial property insurance in Ontario is not legally required, it is strongly recommended. Additionally, if you lease your commercial space, your landlord may require you to have insurance as part of the lease agreement to protect both your business and their property.

How can Duliban Insurance Brokers assist in finding the best commercial property insurance?

Duliban Insurance Brokers specializes in finding the right commercial building insurance in Ontario for your business. We work with a wide range of insurance providers to compare options and customize your policy to your specific risks and needs, ensuring comprehensive coverage and peace of mind for your business. Call us at +1 855-385-4226. The manager will answer all your questions and help you with the commercial property insurance quote.

We work with 20+ top insurance companies

Our Reviews

What you say matters to us

We are proud to have a 4.8 Google rating with honest reviews from over 600 client experiences.

Excellent

Duliban Insurance Brokers

4.8

Based on 1863 reviews

See all reviews

review us on

Daniel Roach

Alex Shortridge was very helpful and knowledgeable.

Nate Emberson (Liquid5n0w)

June did an amazing job, try these guys.

Steven Small

I spoke with Alex shortridge and she really helped me and gave a great broker experience.

Sean and Diana Jones

Lisa was great with helping us obtain the car insurance that we needed. Lisa was very upfront and transparent every step of the way and ensured our needs were met. Thanks a lot Lisa. I highly recommend.

Larissa Grebenkov

Hilary was very professional and very helpful. Provided a great assistance and through quotes. It was done fast and efficiently.

Majestic Quest

Hilary helped me secure an insurance, it was quick and easy she go it done and then also helped me change the terms after I changed my mindShe always had a quick reply always had everything done before I even askedMost definitely go with Hilary

Georgios Xenophon Roussos

Thank you Ryan Gosnell for assisting me with my insurance process. He really listened to my needs and was patient helping me find the right coverage for me, simplifying what can be a complicated process and making everything stress-free. Highly recommend!

Linda Papineau

I found the customer service extremely wonderful and their response time was excellent

Rick Lane

I have been a client of Dulliban for a couple of years now since they acquired by previous brokerage company. I have recently purchased a new recreational vehicle and have had the pleasure of working with Mallory Crossman in arranging insurance coverage.She has been excellent! Quick to respond to any of my questions and laid out the highlights of the coverage I have acquired.

Ankur Prem Masih

Worked with Alex Shortridge to get insurance for my Tesla Model Y. she got the best price and best coverage for me. She was easy to communicate via sms and emails. I would highly recommend Duliban Insurance to people looking for car insurance (specially EV owners)

Lucas Vandendool

Alex shortridge was very helpful and quick with response time

Jennifer Ross

Amy is very knowledgeable and responsive. She found the best rates and made switching a seamless experience. I highly recommend.

Susan Dube Music Studio

Thank you for great customer service, Rebecca. I'm greatful after many years of business together, as a senior, the care was excellent. A long time customer, totally satisfied.

Luc Beatty

Miss Amy was a lovely, getting me setup with my car. She was patient and clear and got me all ready to go very quickly. Would recommend her to any newcomers, and will be asking for her in the future. Thank you Miss Amy!!

Fernando

Dealing with Alex S. was very easy. She took the time to explain anything I wasn’t sure of answer any questions I had and she actually listened to me. I must say she made the experience pretty positive. I would and will recommend Alex s. from Duliban Insurance Brokers.

Pedro D

Great customer service, Amy really helped me out!

Patrick Deshwal

June was fantastic to work with, explained everything with great detail and got a great rate.

Melanie Callaghan

Duliban Insurance Brokers Ltd.⭐️⭐️⭐️⭐️⭐️Excellent experience working with Alex Shortridge for my condo and mortgage insurance. I was under a very tight deadline before closing on a new condo, and Alex truly went above and beyond.She took the time to understand my family’s needs and secured home insurance coverage that was more comprehensive and better tailored than what several of the larger insurance companies were offering. She also worked directly with our mortgage lawyer to ensure all documentation was in place before the weekend ahead of our Monday closing.Not only did she find additional discounts, but the policy actually came in less expensive than the big-name insurers while offering stronger, more customized protection.I highly recommend Alex Shortridge if you’re looking for a knowledgeable, responsive, and efficient insurance broker for condo or home insurance, especially when you’re working under tight timelines.

Ray Ellis

Amy was very easy to deal with met my requirements easily and in a pleasant and friendly manner.

Kenneth Boateng

I had a great experience working with Amy at Duliban to set up insurance for my new vehicle.I had finally found the right vehicle but not the right rate, Amy helped me secure that. She was professional, responsive, and helped me secure a really good rate. She made the whole process simple and assured that she would do her best to help out. Excellent service. I’d definitely recommend Duliban and Amy to anyone looking for a reliable insurance broker to get the best rate and insurance for your needs. Thanks again!

Barbara Colbey

June Sabo cut our car insurance costs in half with the same and some better benefits.

mat mcColl

Very great to deal with, they went above and beyond to make sure coverage was put in place when it was needed. Very friendly and easy to deal with!

Yonatan Samiel

Amy Brown is a very talented person, she's the best

Janette Holtzman

June was a pleasure to talk to. She set everything up for me and made sure my insurance was in place on the day I picked up my new car. Easy process and friendly service. Our family has been happy clients of Duliban for many, many years!

Helena Vis

Working with Duliban makes getting insurance so easy, and June has always been so helpful and quick! I would definitely recommend!

Joleigh Spadafora

Amazing people, so thoughtful, passionate, patient and great to talk to. They did great work finding me a great insurance for home and auto.

Bill Thompson

Joseph was super helpful getting our business insurance up and running

Cassidy Heil

Really helpful, great service!

Christian Combes

Have been been dealing with a broker by name of Alex Shortridge. Very attentive and willing to go the extra mile in order to help me attain the best kind of deal with my insurance. The professionalism and attention to my requirements has been above expectation. I managed to get a quote via Alex @ Duliban which saved me aprox. 50% compared to my original insurance company provider. I can only hope, and expect that dealing with smaller & more personalized insurance offering companies, the service (when needed for claims, or ad-hoc) be equally satisfactory. Look forward to a long and stable relationship with my Broker and/or new Insurance service provider.

Ndongala Masiandoki

I was shopping for the insurance more than a year but I come a cross with the lady name Alex she’s amazing she promised me she definitely get mes better quote regardless my situation and she did it she talk nice smooth and polite I appreciate her I will definitely recommend my friends to her if they need insurance thank you Alex shortridge

Janice Carr

Like everything that Alex has set up for me.

Emil Bistrian

My experience with broker LISA BRANT was very good.She give to me profesional information i needed to find a competitive rates.The services was friendly,fast,eficient with good result.I recommend with pleaser this Duliban company and in special broker LISA BRANT.Thank Lisa.Emil from Kitchner.

Caroline Bacher

I had a great experience with Hilary Phelps at Duliban! Hilary was prompt, answered my questions, and got me a fantastic rate! Thanks so much!

Robert Fulton

Hello I have been a Duliban client for years. Recently I was doing business with Alex Shortridge and I must say I was impressed with her attention to detail in providing all the information that was required to add another property to my current profile. Also I might mention her custom service skills were excellent. Thankyou AlexBestRobert

Jess Park

I worked with Amy Brown, and the experience was very positive. She was very responsive, knowledgeable, and easy to work with. Highly recommend!

Chris Mazzuca

I had such a great experience working with Hailey-Jane at Duliban Insurance Brokers. Her communication was honestly the best part of the entire process. She was quick to respond, clear in her explanations, and always kept me in the loop. I never had to chase her down or wonder what was going on.She made everything feel easy and straightforward. You can tell she genuinely cares about doing things properly and making sure her clients feel comfortable and informed.Professional, responsive, and incredibly reliable. I would absolutely recommend Hailey-Jane to anyone looking for top level service.

Hector Benavidez

Mrs. June was very helpful looking the best insurance for me thank you.

Andrea Lobeck

We have used Duliban insurance as our broker.I had an amazing experience with June. She is very knowledgeable and very professional to work with. She answered all of our questions and addressed all of our concerns.I would highly recommend to go with Duliban Insurance.

Travis Connors

Called in to have a change on policy with the help of Hailey-Jane Hyatt service was outstanding 5 star for sure

Henry Ngo

June was fantastic to work with! She managed to get me a very competitive rate that beat out my previous provider. The transition to my new policy was seamless, and she handled all the paperwork and specific effective dates perfectly. Highly recommend her if you’re looking for great coverage at a better price.

Irene mackenzie

Great service and very knowledgeable. Worked to get me the best price. A pleasure to deal with! Thanks Mallory

Hoosham Baker

Had a very positive experience with Warren from Dublian. He helped my situation step by step and got me an excellent quote. Lifesaver 10/10

C Vdberg

Lisa Brant was a great help and saved me lots!

Luke Harris

Very attentive to details, throughly explained all options and provided the best advice and savings for my immediate needs. Highly recommended.

Terry Goddard

The experience I had with Duliban was very good on a scale it was 8 to 9 every thing went smoothly like she said it would . I would recommend it for sure. Thx Duliban till next year..!!!!

Rick Perry

Excellent service and communication!

Wendy Priolo

Ryan answered my email promptly. Very professional. Thank you

Shay BK

As a new homeowner, I had lots of questions and Lisa made everything simple and easy to understand. Lisa was quick to respond and took the time to address all my concerns. Great experience overall! Thank you again

john costa

June saved the day once again. When our previous insurer accidentally canceled our policy and refused to reinstate it, June arranged new coverage for our home almost immediately. Everything was handled quickly and smoothly.Highly recommend June and Duliban Insurance.John & Carol C.

Sarah Seguin

Alex was great to work with! She was very knowledgeable and helped me get the best deal for car insurance. Highly recommend Duliban Insurance Brokers.

Vince Azarnush

Great brokerage. Ryan Gosnell was very helpful!

James Peacock

Hayley was excellent very friendly and thorough I was really pleased she certainly made my day.

john costa

A big thank you to June from Duliban Insurance Brokers for her outstanding help in finding us a much lower insurance premium. June is incredibly friendly, knowledgeable, and patient. She took the time to walk us through all the options and made the entire process easy to understand. My wife and I are very pleased with our new insurance. We highly recommend reaching out to June! John & Carol C.

Melissa Harker

June Sabo provided me with so many options when changing our auto and home insurance from TD. In the end, she saved my family close to $5000/year by going through and assisting with the selection of a new provider. June went above and beyond. Very pleased with choosing Duliban and working with June. Thank you.

Jose Guzman

Great experience Mallory Crossman make the process of getting insurance for my car and tenant package easy and very professional. Thanks so much.

Rintin Brooks

I could not be more grateful for June's 5-star service in finding us the best policies and prices within an unreasonably tight timeline.Moreover, June should be an insurance-for-dummies instructor. I learned more in three days from her clear, cogent explanations than I had ever understood in my 36 years of being insured.She shared her expert knowledge of a baffling industry to help me navigate within it not just now, but in the future as well. For example, she is the first to ever explain that if I have an at-fault collision with an insurer who offered first-incident forgiveness, but then I leave that insurer for another (within x number of years), the forgiveness doesn't carry over to the new insurer - and boy howdy, the new insurer does NOT care how minor the collision or how many decades of perfect record preceded that one at-fault. This and other invaluable information she taught me will help steer my insurance decisions forever more. Thank you June!

Corrie Briscoe

Tia is incredible! She’s excellent to deal with. Quick replies, knowledgeable and easy to work with. The company products are always priced competitively. I will continue working with them for a long time to come.

Kiki

June was professional, friendly, efficient, accommodating and found me the best rate. She answered all my questions. I highly recommend Duliban insurance for their exceptional service.

Lazr Bubanjko

Quick & professional service. Personal needs of new clients seen to with sensitivity & thoroughness. Lisa was great!👍

Kristina Farnan

June was absolutely fantastic. She got me a more competitive rate for high risk insurance than any other broker I have spoken to in the last few months, within 30 minutes of her doing my quote. Very friendly, excellent customer service and very knowledgeable. Highly recommend using her!!

Jenna O'Keefe

I found June from Duliban Insurance through an online comparison site. Duliban had a few good options for me and then June suggested an even better one. I was able to pick which time she called which made it very easy to go through the sign up process. The client portal is also very helpful and Im happy to have found local brokers to work with going forward for all my future insurance needs!

O man

I had a lovely experience with Hilary. She was able to get me an excellent rate on my car insurance. She was very friendly, prompt and most importantly very knowledgeable in her field. She gave me some excellent advice and tips. Thank you Hilary

Tania Caradonna Taccone (Bella)

Mallory was in every way professional while she set me up with insurance I would recommend her to anyone in a second and I will be sending her lots of people thanks Mallory for helping me out in a sticky situation I wish there was more than five starts to rate cause she deserves 10

ross turner

Hilary was super helpful with advice on auto insurance and ideas for bundles. Supplied me with multiple options, and we were able to get the best deal possible. Everything moved along quickly!! Highly recommend!

Skye Hanna

I was recommended to try Duliban and I'm very glad I did. Amy Brown has been incredible and has made sure that getting my new car policy has been easy to understand and not overwhelming like it may seem in many cases. It is nice to have someone in your corner and feel personally taken care. Amy responds quickly and is very friendly. I highly recommend!

Kansas Fargnoli

Customer service was amazing! Hailey-Jane Hyatt was very kind, easy to work with and fast to get everything done for me. Love it!

Spencer Clarke

I am glad I found Duliban Insurance Brokers on google. I was searching for another insurance provider and this was one of the first that came up on my google search. Mallory Crossman has been nothing short of amazing to deal with. She was able to find me car insurance quickly, and for a great price. She is very professional and has been a pleasure to deal with. I highly recommend anyone looking for car insurance to give her a call! Thanks again!

Kemi Couto

My experience with June Sabo has been literally 5 stars. I needed to find better car and home insurance and she was very knowledgeable and a pleasure to work with. Everything was done quickly and professionally. I definitely recommend her as a broker.

James Lamothe

I recently needed a policy for my seasonal cottage. Alex from the Duliban team was amazing to deal with and provided me with great service and a policy that met my needs.

Olivia O'Brien

I had the pleasure of working with Hilary and it truly was a pleasure. She was responsive, answered all my questions with care and consideration and was able to help me with a quick turn around time. I couldn’t recommend her enough and will be using her in the future. Thanks so much Hilary!

nada mehdi

The best Insurance company, I came across as a first Time and Mallory, she was the biggest support And helped me to figure it out. How can I get my insurance and with my all questions and everything really thankful for Mallory.

Brandon Baker

I had a easy and good experience would highly recommend and the broker I dealt with was Lisa she was so helpful and easy to talk to and answered all the questions I had thanks again Lisa and team

Andrew Tymoszewicz

Fast response and excellent service. Thanks Amy!

Mexico Mark

Mallory was excellent for client care. She helped me with some auto insurance that I needed quickly and she was very efficient and I would highly recommend her.

Susan Cranston

Yvonne was very personable and professional. She is terrific.KEN

Peter Link

Todd Minor has shown me a truly professional approach to the insurance business , he follows up and has answers, a pleasure to deal with ...

Val Monteith

Needed insurance and Amy was beyond helpful.Anyone looking to get insurance Amy is the best

Alejandro Turcot

Thank youAmy Brown great service

Tabitha Gregory

In an attempt to obtain an insurance quote from another broker, I encountered significant difficulties in comprehending their request and the necessity of providing such extensive documentation. Furthermore, I was unable to access my previous records. Consequently, I opted for an alternative quote option, which proved to be a wise decision. This alternative brought me in contact with Bryana Brunette, a highly skilled and thorough professional.Upon reaching out to Bryana Brunette, the entire quote process was remarkably straightforward. I conveniently booked an appointment online at a time that was convenient for me within her availability. Bryana Brunette ensured that the entire process was as simple as I have ever experienced, even after numerous years of seeking insurance coverage.I wholeheartedly recommend this broker company, as I am confident that many of their brokers possess the same level of thoroughness as Bryana Brunette. However, I must emphasize my exceptional admiration for Bryana Brunette’s exceptional timeliness, efficiency, thoroughness, and respect.

Nicole Frewin

June has been a tremendous amount of help! I've very much appreciated her support and help in my questions and getting my new policy! She has been absolutely wonderful!

Carla Correia

Hilary is great!! She is very prompt and responsive. Thank you for all of your help Hilary.

Colin Marr

Expert and swift assistance from Lisa!highly recommended!

Paul Simon

Craig was great providing what I neededHappy client!

Dan Page

Duliban has.always.been.there.for.me., Bryana went over and Above to get.My Policy going, Keep up the great work , Recommend them to Anyone.

Aim Hat

Hilary Phelps is awsome. She helped me getting insurance despite the complications I had in my previous insurance. She kept updating me on the process while being professional and friendly. Her service exceeded my best expectations.

Sharlene

Excellent service from Amy. She was very knowledgeable, responsive, and patient, and made my first car insurance experience easy and much less stressful.

Brandon Baker

Very extremely helpful would highly recommend

Carlo Hoylar

Mallory Crossman provided exceptional assistance with all of my inquiries related to my insurance coverage. She was prompt, knowledgeable, and went above and beyond to answer my questions thoroughly. Throughout the entire process, from initial discussions to the final proof of my insurance, I felt supported and well-informed. I highly recommend Duliban Insurance for their efficient and hassle-free service, which made the experience smooth and stress-free.

Eddy J Zylstra

Duliban Insurance Brokers were great and found me the cheapest insurance I was able to find with everything i needed. Amy Brown, helped me with all the negotiating and paperwork. She made everything fast and easy I am very grateful for all her help.

Noah Datema

June was friendly, professional, very easy to deal with and got me a great rate for my home and auto policy.

sunday ogbu

I had a great conversation with June Sabo, I will definitely recommend any of my in the near future.

Colin Marr

Lisa Brant provided awesome service! informed, quick, flexible.Great experience. A++

Matt B

Top notch broker. Consistently delivering great service and the best rates . Thank you Senanya for your good work efficiently resolving my issue today.

Manav Badoga

Amy Brown is great at handling new customers and getting great deals. Thank you Amy.

Hilary, made a big effort to be sure I was insured quickly, so I could pick up my vehicle on very short notice. Thanks for all your help.

hunter moerschfelder

I started an auto and renters insurance policy through duliban and Mallory has been very helpful and found me great and cheap policy's 10/10 would recommend

gocha kvantaliani

Want to use this opportunity say how much I love service provided by Duliban insurance.They gave me best quote and the customer service is ultra high level.The most impressive is Amy Brown not only she is truly professional but also a very good person.Thx you so much for the effort team.

M K

Amy Brown @ Duliban Insurance is exceptional. Her professional, prompt and very informative service was truly appreciated. We thank you. You are what an insurance provider should be.

Tracy Reker

Great experience here. Hilary Phelps was absolutely amazing helping me with all my many questions and emails on my business insurance and made me feel comfortable with all my insurance needs. She know what she's talking about and best part she's an absolute delight as a person as well. Thank you

Julie Luth

It was my first time getting insurance on my own and I have had nothing but impeccable service from Duliban! Their team is communicative, kind, and genuinely care that you get the best rates. Huge shoutout to Warren D for being such a great broker and for being so patient and helpful!! He’s so wonderful to talk to and made sure I had all the info I needed and got the right coverage with the best rates! Also, shoutout to Ashley C for getting me in touch with Warren! I would 100% recommend Duliban to anyone!

Moksh Sharma

Warren provided me with excellent service, he moving like a MVP

Jennifer McNeill

I’ve been with Duliban Insurance for a while now, and I’ve always had great experiences. Sheri Rodrigue and Warren Drake are both fantastic to work with — professional, friendly, and quick to help with anything I need. They also run a monthly referral contest, and I actually won $1,000 recently for referring someone! Highly recommend them if you’re looking for reliable insurance broker and excellent customer service.

EASYLOVE _

This review is a very long time coming, My original plan was to write this when my first payment came out, I already paid for the first payment before it even happened. Forgetful lolWith this in mind, I apologize Alex Shortridge for the waitshe was genuinely one of the most patient people I have ever had the pleasure of working with, I had many confusing questions that she answered and reworded her answers to help me betterAnd throughout the process of me trying to find a car, she made the process of getting quotes super simple and easyAll around the experience I had with this human being was excellentFrankly, that word doesn’t carry enough power to explain how happy I am with her workAs you can tell, I am happy with the serviceThank you for making this process less confusing for me Alex!!

Nancy Sinke

Anya was very good to work with! She was always quick to respond and had the HSA set up very quickly.

Eric Guenette

Thanks Todd for your help a few weeks ago in finding another car insurance that was much more affordable. Your quick turnaround was appreciated. Sincerely, Eric

Joshua Cottle

Rafael is the best. Really fast responses and always super helpful, he has been extremely patient with my finding a new truck. If you need help with auto insurance, I would recommend him without a doubt.

Razvan Iftime

Great customer service !

LouAnn Leon

Agent Alex Shortridge was very fast, knowledgeable and efficient. It was a pleasure dealing with her

A B

I had a great experience with the insurance sales team. They were professional, patient, and took the time to explain every detail clearly. Amy Brown made the entire process smooth and stress-free, ensuring I got the best coverage for my needs. It’s rare to find such genuine care and efficiency in customer service — highly recommended!

Nick Fragis

Alex helped me get a great quote over the phone within minutes highly recommend.

Rodah Ncube

Alex is the best. She was a pleasure to deal with. My CAA membership gave her problems to apply to the quotation even after a few attempts talking to the CAA. She took it upon herself to make sure that I got that discount in a fast and timely manner. She is just a pro. Thank you Alex for your efforts. God bless you always.

Chris

Amy from Duliban Insurance was very helpful with setting up my new insurance policy. She made the process seamless while explaining all my options with great detail and clarity.

Tom Chire

Thanks to Alex Shortridge and the team at Duliban Insurance Brokers for their work in putting together our automobile insurance package so quickly on an emergency basis. (A miscommunication between the insurance agency, ourselves and the Broker lead to a very scary situation of almost being uninsured). Thank you Alex and Duliban for coming to our rescue!

Lindsay Glennie

Highly recommend! Lisa was amazing, she made getting both my tenant and vehicle insurance completely seamless. Through a move, a name change, and a stressful time, she handled everything with care and made it all so easy. I can’t sing her praises enough.

Barry Isaacs

Alex (Alexandra) Shortridge is AWESOME…777 ‘Stars’ out of 5…friendly, efficient, caring, helpful, reliable, & on & on. If anyone is looking for an insurance company, you’ll never find anyone BETTER to work with + help U than Alex…no doubt about it, everybody!😀

Demir

Alex Shortridge was amazing, got me the best quote as a high risk driver, was very kind and communicative and went out of her way to reply to my outreach outside usual office hours which was super helpful. Recommend!

Lesley Corvetti

Amber has been fantastic to deal with. Very knowledgeable and professional!!! She was happy to answer my questions and concerns.

Taylor M

I had the pleasure of working with Alex S., who was a huge help! She was quick with replying, courteous, patient, and very knowledgeable with questions related to car insurance. Highly recommend!

John Klein

We chose Duliban Insurance Brokers in Welland (after having seen their high ratings on-line) to enquire about car insurance for a family member. From the initial walk-in contact we had with their receptionist, to the follow-up, we have been impressed! We received a response from their Senior Personal Lines Producer, Amy Brown, that same day and she was able to secure excellent rates immediately. She has worked for us in a very timely, efficient manner for which we are very thankful. We would highly recommend this company and, specifically, Amy!

Wayne Taylor

Just a pleasure to deal with this company.Thanks Jhonny!

Pam Taylor

Amber is incredibly knowledgeable, courteous, organized and just goes that extra distance for her customers. My experience with her was outstanding!

Char Mander

My insurance experience has not always been the greatest. Mostly for faults of my own of which I have definitely paid the price for. This year, my tickets were to fall off my policy which I was looking forward to saving some money each month. I was in touch with Rafael Aparicio quite a few months ago to see when this would occur. He told my July, which brings us to this month. I reached out to Rafael and he was ready with all the information I needed about my renewed policy and new charges. The downfall was that the price decrease wasn't anywhere near what I expected which I was super disappointed with. I asked Rafael to look into it and he did. I was nervous at first because i wasn't receiving a fast reply from him like I have before...meanwhile he was just busy working hard to find me an EXCELLENT new option. When I tell you ... Rafael genuinely changed my life with what he was able to do. Without his hard work on my policy, I would not be able to save as much as I am projected to. In this day and age, that is a huge help and I still can't believe it. I am just over the moon about it. Rafael has been quick to respond, extremely patient with my questions and an absolutely pleasure to deal with. 10/10 customer service. Thank you so much, Rafael and Duliban!

Arglatina

I recently worked with Breanne N. from the Grimsby office, and I couldn’t be more pleased with the service I received. Adding vehicles and insuring younger drivers can be quite challenging and expensive, but Breanne as well as Rafael were absolutely fabulous throughout the entire process. Her professionalism and helpfulness made all the difference during this complex situation. I highly recommend Breanne at Duliban Insurance Company in the Grimsby office to anyone looking for an exceptional insurance broker!” Andrea D 😊

Michael Elliott

Very helpful in getting me the best possible deal

Lenny Evans

Amber was very helpful and knowledgeable and worked through my issue quickly.

Niki

Emily was so sweet and helpful! I had quite a big issue and she fixed it right away. Thanks again!!

Toronto East Reviews Travels

Lisa is fantastic! Great CSR. Super satisfied with what I needed up with!

Chantal Cote

I had such a great experience working with Alex Shortridge at Duliban Insurance! She truly went above and beyond—taking the time to carefully explain everything, answer all of my questions, and make sure I fully understood my options. She found me the best deal for my situation, and I genuinely felt like she had my best interests at heart the entire time.I’ve dealt with many brokers in the past, but Alex stands out by far. She’s knowledgeable, incredibly friendly, and made the entire process feel easy and stress-free. If you're looking for someone who’s honest, efficient, and truly cares—Alex is the one to call. Highly recommend!

Katie Waito

My partner and I contacted multiple brokers and insurance companies, and Alex Shortridge from Duliban Insurance Brokers helped us get set up within the day with the best rate possible. She was more than helpful, kind, informative, and very communicative.

Christine Lafferty

Alex was very professional and provided great customer service!

lisa carey

Thank you to agent, Steve Auld for providing excellent customer service for our new driver. You made the process seamless for the whole family!

Warren Rowe

Alex at Duliban Insurance Brokers was tremdous help placing my car insurance after a glitch to my surprise with my long time insurance company. knowledgeable, friendly, and I would recommend asking for Alex when calling for insurance.

helen HOSKIN

I brought a very unusual type of insurance policy that I needed to Alex Shortridge . Other insurance companies just said no can not do. ALEX went out of her way to get what I needed.

Maria Orlando

I sent an email to whom I thought was the agent handling my account this morning. I received a call back message saying the agent was no longer with the company, please remove her name, and call back to the office. When I did, the call bounced around until I received an automatic message requesting I leave my number and I would receive a call back after agents had finished with other clients. I waited by the phone and did receive a call, but they hung up. Now it is a few hours later, and still no return call or an email. At first I gave a one star rating for the poor customer service. The company may be located in a small town, but the service is big town business. The next day I was very surprised to receive a call apologizing for the mix up and my issue was resolved quickly. I changed my rating to four stars; "the squeaky wheel gets the grease."

Dave Zasucha

Amber Berry was a huge help to all my needs.Thank you.

Matt Vandenberg

Most responsive, attentive and cost effective insurance broker in the city, whether its for homes, rental properties, or vehicles.They have been growing a lot and it is well deserved, will continue to work with them into the foreseeable future

Lowanna Ethier

Alex was amazing , professional and kind over the course of helping me with my quote for insurance. 5 stars ⭐️

Bonnie Doan

Wow, super impressed with this brokerage! Steve searched for quotes and got me a great deal on auto insurance, saving me a significant amount while increasing my coverage. I couldn’t be happier! The phone call was quick and painless, a few simple questions and I’m on my way to great savings! Thanks!!

Amadou Ba (Soninka lèmè)

Warren drake did excellent customer service.

Shawn Bonville

Hilary was very responsive and got me a great price within a short time period. She was very respectful, and congratulated me on my new vehicle! Very happy with this insurance agent and how I was treated.

muwanguzi emish

I just wanted to take a moment to sincerely thank Hilary Phelps for all your help in securing insurance for my vehicle. Your patience, professionalism, and attention to detail truly made this process smooth and stress-free. I especially appreciate the time you took to walk me through every part of the package and ensure I understood all the details.Thanks to your efforts, I now have coverage that not only fits my needs but is also affordable. I genuinely appreciate your dedication and support—you're truly a pleasure to work with!

Guy 1

I appreciate the personal service from Todd Minor. A quick phone call resolved my concerns. Thanks Todd.

Shiham Ghouse

Great experience dealing with them, huge shout out to Hillary Phelps for the execution of excellent customer service

Elijah Songcuya

We were first in contact with Lisa B., she was the first agent we spoke to over the phone before we were transferred to another representative to finalize everything. Lisa provided a quote that was well within our budget (even cheaper than we were expecting) and had every coverage we were looking for + more. She answered our numerous questions in detail through email in less than 24 hours! Amazing service from the Duliban team!

Devon L

Called in to Duliban about switching over insurance for my Model 3 and in under an hour, Holly had my quote, a great competitive price and even went over additional ways to save some cash through the EV society.Really great experience all the way from contact to signing. Would highly recommend.

Rebecca Montgomery

Holly was great to work with, quick and easy!

taman caur

I experienced Holly from this insurance she’s wonderful helping me with each and everything…

Kevin Taylor

Always a great experience with Duliban Insurance! Tia Balint was fantastic in helping me with a last minute change and saved me a few bucks too! Highly recommend!

Guy Sheppard

Once we got organized, everything was smooth.

Heitor Chavantes

Todd and Holly were great! They were very quick to get me a quote and they facilitated the paperwork to make the process smooth!

Tom Morrison

The key to fantastic representation by your home and auto insurance broker is quality service. We have dealt with Todd Minor for about 20 years now, both with a previous firm and now with Duliban. Todd has always been tremendous...providing us with what we need and then following up with regular reviews and exceptional service. Being available for a quick call or email when you need something...a change...a claim... is so very important. That level of service and knowledge has confidently allowed us to refer multiple clients to him and his firm over the years trusting that they will not be disappointed.

Chris Carter

I called Holly Moore at Duliban Insurance for a quote. She was really help let me know all the extras I was missing but never push anything on me which was wonderful. The pricing I got was very impressive so I'm now with Duliban Insurance.

Kathryn Hrycusko

Quick and thorough communication with Holly Moore. She is so lovely, patient, and helpful. I had so many questions and she had all the answers.

Todd _

I have had the great pleasure of dealing with the extremely helpful and caring staff and agents with Duliban Insurance. In particular, Todd Minor has always gone above and beyond the call of duty when it comes to his caring patience and time he puts into helping and working with clients. I couldn't see any other insurance brokerage I'd want to have my policy with than Duliban.

Lauren Lucyk

My car insurance broker Todd Minor is very thorough and explains things very well. Thanks for all your help Todd!

Jason Pigeon

I had the pleasure of working with Todd Minor today to add a new vehicle to our policy. Todd is very knowledgeable and has always been there to answer any questions and provides recommendations to ensure we are getting the most competitive prices for the coverage we need with our growing family. Always a pleasure to deal with Todd.

Alain Mantha

Had a great experience with Warren, he was very helpful and knowledgeable.

Karen Medvic

I called for a quote for a vehicle for our daughter. Todd took the time to explain our options and worked out various prices so we could make our decision. Thanks as always Todd for your expert advice!

Mackenzie Vandenbosch

I’ve dealt with Todd for many years at Mason, and now at Duliban. As always his customer service goes above and beyond. I highly recommend him if you’re looking for all of your insurance needs! Thanks so much!-Mackenzie

Riley Sauve

Holly was awesome, she was quick and efficient in getting us the best quote possible! Definitely will recommend to anyone who asks where I got my insurance

Ann Chisholm

As my insurance (auto and car) needed renewal, I wanted to compare rates and products. On the recommendation of a trusted relative, I contacted Duliban Insurance brokers and am delighted with the result. I dealt with Hilary Phelps who attentavly listened to my needs and found me a product which not only saves me money but meets my expectations. Hilary was a true professional - knowledgeable, respectful, honest and kind. I would highly recommend Duliban Insurance Brokers.

F H

Hilary was tremendous help. Prompt and attentive service!

George Bajoon

I had the pleasure of dealing with Holly Moore who was very prompt in getting me new Home and Auto quotes. Holly followed up with me exactly one month before my renewal with mu other provider and was able to secure me much lower premiums than my current renewal offer. Highly recommend!

renee plentai

Had the pleasure of dealing with Todd at Duliban Insurance. Was nice to have the personal one on one without machines doing the work!! He was very helpful with getting me the best price for my insurance needs! Highly recommend !!

Mike Fulford

Holly was great to work with knowledgeable helpful and efficient Would and will recommend her and Duliban

Rick Davies

Todd Minor has been my agent for home and auto insurance for many, many years, and has always provided excellent, personable service. Would highly recommend.

Emil Bistrian

Very good .Thanks.Emil

Chris Hansen

Great experience working with June. She was very knowledgeable and helpful getting RV insurance.

Eyad Hashem

Great service and competitive deals! I was able to find the auto insurance policy that suited me best. Shoutout to Holly!! An amazing broker who quickly understood my situation and managed to hook me up with a great deal. Many Thanks.

Get a quote today

Working with a broker guarantees your access to the best available insurance with the added benefit of personalized support. See for yourself and get a quote now.

Read our blogs

Hear what’s trending in insurance

Our blog is packed with the tips and tricks you want to read, and deserve to know.

Commercial Property Insurance in Ontario

Affordability for Your Day-to-Day

qualifications

Who Needs Commercial Property Insurance?

Retailers Insurance

Restaurants Insurance

Manufacturers Insurance

Retailers

Restaurants

Manufacturers

Service Providers

Service Providers Insurance

Tech Companies Insurance

Industrial Businesses Insurance

Tech Companies

Industrial Businesses

Office-Based Businesses Insurance

Office-Based Businesses

Coverages

Building

Business Personal Property

Loss Of Income

Equipment Breakdown

Ordinance Or Law

Optional Coverages

Flood Insurance

Earthquake Insurance

Business Income & Extra Expense

Commercial Property Insurance in Ontario

What is Commercial Property Insurance?

Types of Properties Covered

What is Covered by Commercial Property Insurance?

When is Commercial Property Insurance Necessary?

Advantages of Commercial Property Insurance

Financial Protection Against Losses

Business Continuity

Peace of Mind

Customizable Coverage

Why Work with a Commercial Property Insurance Broker?

How to Get Started with Duliban Insurance Brokers?

Step 1: Contact Us for a Free Consultation

Step 2: Receive a Customized Insurance Plan

Step 3: Compare Quotes

Step 4: Secure Your Insurance Policy

Step 5: Ongoing Support and Policy Reviews

Contact Us Today

Frequently Asked Questions

We work with 20+ top insurance companies

Our Reviews

What you say matters to us

Get a quote today

Read our blogs

Hear what’s trending in insurance

Let's Get You Great Coverage at a Great Price

About Us

Resources

Join The Team

Auto

Home

Business

Farm

Recreation

Tractor Protect

Give us a call